Contractors face unique risks in their industry, making adequate insurance coverage crucial. A single accident or incident can result in financial settlements or damages that could potentially cripple a business. To safeguard your business, it is essential to have appropriate general liability insurance that matches your level of exposure.
Having general liability coverage is not only important for financial protection but also a requirement for certain clients or larger contractors when performing work. In most cases, general liability insurance is bundled with a business owner’s policy (BOP). This comprehensive package allows you to not only address your liability coverage needs but also add coverage for buildings, business personal property, contractor’s equipment, tools, and additional endorsements such as builder’s risk, cyber coverage, employment practice liability, contractors E&O, and much more.
Regardless of your specialty—whether you’re an excavator, mason, carpenter, plumber, drywaller, landscaper, tile layer, concrete finisher, electrician, siding installer, gutter expert, pressure washer, painter, window and door installer, or a versatile handyman—Felty Insurance can customize the perfect policy to suit your specific requirements and budget.
Understanding certain aspects of insurance, such as Workers Compensation, the necessity of an Umbrella policy, whether your vehicles should be on a commercial policy or personal policy, or obtaining a certificate of insurance, can be complex and time-consuming. However, by entrusting your insurance needs to a Felty Insurance Commercial Advisor, you can focus on your expertise and craftsmanship while leaving the insurance matters in capable hands.
We recognize that your priority should be honing your skills and delivering exceptional work. Allow our team of knowledgeable professionals to handle your insurance needs. Contact Felty Insurance today and let us provide you with the peace of mind that comes from having comprehensive and tailored insurance coverage for your contracting business.